If you’re ready to pay off your auto loan with American Honda Finance Corporation (AHFC) — whether it’s a financed vehicle or lease buyout — it’s important to use the correct payoff address so your payment is processed smoothly and your account closes correctly. AHFC services Honda and Acura customers in the U.S., and their payoff mailing details can vary depending on how you send the payment.
Below is a breakdown of the main payoff and mailing addresses to use when sending your final payment by mail or overnight delivery.
Standard Mail Payoff Address
For most customers who want to mail their final payoff payment or letter by regular mail, use this address:
American Honda Finance Corporation
P.O. Box 70252
Philadelphia, PA 19176
United States
This is the primary mailing address for payoff by standard postal delivery — include your account number on the check or payoff letter to ensure proper posting.
Overnight or Express Payoff Address
If you’re sending a payoff payment via overnight courier (e.g., FedEx, UPS), AHFC commonly uses this lockbox address:
American Honda Finance Corporation
Lockbox #7829
400 White Clay Center Drive
Newark, DE 19711
United States
Overnight delivery is ideal if you want to ensure your payment is received by a specific date. Be sure to write your account number on the check or payment stub.
Additional Addresses You May Need
In some situations, you may need other addresses related to your loan:
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Lienholder Titling Address:
P.O. Box 997509
Sacramento, CA 95899
(Used for title and registration purposes, not payoff checks.) -
Insurance Loss Payee Address:
P.O. Box 6070
Cypress, CA 90630
(Used by insurance companies when naming Honda Finance as lienholder.)
Always verify which address to use based on the type of payment or correspondence you plan to send.
Tips Before Sending Your Payoff
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Get Your Exact Payoff Amount:
Log in to your Honda Finance account online or call the automated payoff system at 1‑800‑708‑6555 to request your most current payoff figure. -
Include Your Account Number:
Write your account number on your check and in your letter so Honda Finance can post the payment to the correct account. -
Check for Fees or Instructions:
Some payoff quotes include instructional forms or requirements — such as a signed payoff letter — so review the statement closely before mailing. -
Confirm with Customer Service:
If you’re unsure about which address to use, it’s a good idea to call American Honda Finance Corporation customer service (e.g., 1‑800‑708‑6555) for clarification before sending your payoff.
Customer Service Contacts (Bonus)
If you need help with your payoff or want to confirm instructions, you can also use these contacts:
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Automated Payoff System: 1‑800‑708‑6555 (available 24/7)
-
General Customer Service: 1‑800‑445‑1358 (main support line)
Final Notes
Sending your payoff to the right address helps avoid delays and ensures your loan is satisfied promptly. Always double‑check the payoff amount and instructions immediately before mailing, as figures can change slightly due to interest or daily fees.
Using the Philadelphia PO Box or the Newark lockbox address based on your delivery method ensures American Honda Finance receives your payoff safely and accurately — giving you peace of mind as you complete your auto loan journey.